AI & Financial System

CONSUMER / FINANCIAL SYSTEM LEGISLATION
US - Filter Bubble Transparency Act 2019 (DRAFT)
US - State of Washington - House Bill 1655 (Draft) on establishing guidelines for government procurement and use of automated decision systems in order to protect consumers, improve transparency, and create more market predictability

RESEARCH

Buchanan, Bonnie: Artificial intelligence in finance. Zenodo, (2019)

Citron, Danielle Keats and Pasquale, Frank A., The Scored Society: Due Process for Automated Predictions, Washington Law Review, Vol. 89, 2014; U of Maryland Legal Studies Research Paper No. 2014-8

The City UK: Towards an AI-powered UK: UK-based Financial and Related Professional Services

The Ethical Machine:  Algorithmic Bias or Fairness: The Importance of the Economic Context, (2018)

The Ethical Machine:  The Need to Regulate AI Implementation in Public Assistance Programs, (2019)

European Banking Authority (EBA): Final Report on Big Data and Advanced Analytics, (2020)

European Economic & Social Committee:  Artificial intelligence – The consequences of artificial intelligence on the (digital) single market,
production, consumption, employment and society
, (2017)

Federal Trade Commission:  Data Brokers: A Call For Transparency and Accountability, (May 2014)

Federal Trade Commission:  Big Data: A Tool for Inclusion or Exclusion?, (2016)

Hoda Heidari, Claudio Ferrari, Krishna P. Gummadi, Andreas Krause:  Fairness Behind a Veil of Ignorance:A Welfare Analysis for Automated Decision Making, (2018)

Kearns, Michael:  Algorithmic Trading and Machine Learning, (2015)

Pager, Devah, and Hana Shepherd: The Sociology of Discrimination: Racial Discrimination in Employment, Housing, Credit, and Consumer Markets. Annual Review of Sociolgy 34, (2008)

PWC, AI in Financial Services, (2019)

Robert Bartlett, Adair Morse, Richard Stanton, Nancy Wallace: Consumer-Lending Discrimination in the FinTech Era, (2019)

U.S. House Committee Task Force on Artificial Intelligence: List of webcasts on Committee's hearings

Verge: Automated background checks are deciding who’s fit for a home, (2019)

White & Case: Algorithms and bias: What lenders need to know, (2017)

Wired: Supposedly ‘Fair’ Algorithms Can Perpetuate Discrimination, (2019)

World Privacy Forum: The Scoring of America: How Secret Consumer Scores Threaten Your Privacy and Your Future, (2014)

Lighthouse Career Consulting